Tuesday, August 11, 2015

Facebook is ” allies ” with the banks: assess the creditworthiness – Palermomania.it

Palermomania.it | Story Filed: 08/12/2015 – 01:36 | Article read 131 times

 Do you have a debt? Facebook will soon hear, and collect your financial information to turn them, for a fee, to those who so requests. It is the scenery provided by a patent filed by the popular social network on 4 August, authorizing the company Zuckerberg to manage all your personal information and then share them with those who request them, in particular banks and lenders interested in understanding whether users They are reliable and, as a result, or not to issue a mortgage.

 Among the information related to our profiles we find elements such as debts, those welded, any protests, prior mortgages and regularity in the payment of installments: details that will make up a general framework consists not only of our information, but also those relating to our circle of friends.
 In short, institutions will consider our reliability according to the stories of our virtual friends: those who ask for a loan for the first time could have it rejected because of poor reliability of their network of contacts.

 “ If a person asks for a loan, the lender reviews the past preserved in the pages of members who have joined to their page based on a clause in which it adheres by signing a contract for advertising and promotion – says the site SmartUpLegal -. If the average behavior of credit reaches the minimum then the lender decides to examine in more detail the request. If the average is below the threshold the application is refused . “

Palermomania.it – ​​News programming recorded at the Court of Palermo n ° 15 del 27/04/2011

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