Credit card goodbye. From June 15 you can withdraw cash at the ATM without using their card: just smartphone. All this is thanks to ossibile QR Code, a “bar code” 2.0 consists of modules blacks grouped within a framework shaped square.
Imagine you can withdraw from an ATM, without having to enter any card in ATM, simply by booking withdrawal of cash through your smartphone, at any time of the day and in total safety. This feature is now reality for customers participating in the service of UniCredit Bank Multichannel.
The Pick Smart – available for owners of the “Mobile Banking UniCredit” installed systems iOS, Android and Windows Phone, allow customers to directly enter the app book cash, with the amount to be taken and the debit account. The credit line which will draw will be independent from that of their ATM card, thus allowing him to exceed the normal availability.
In order to collect the amount, the customer just go to a BancoSmart UniCredit and frame the QR code on the monitor. In the presence of a levy booked, after a few seconds, the ATM will carry out the recognition of the customer and the operation enabling the completion of the levy with the disbursement of cash, all without ever use the plastic card and without the need to type the PIN, using a technology that eliminates the risk of card cloning and theft code.
The “Save Time!” This functionality will allow the Smart Pick customer to keep the booking always active, allowing you to take the sample with a single click of the camera in your smartphone!
The Pick Smart is just one of the features provided by UniCredit ATM latest generation, the so-called BancoSmart, whose installation began in February 2014 and that at present covers 90% of the agencies in the territory UniCredit National. A specific location service on smartphones allows the customer to locate the nearest BancoSmart where to complete their withdrawal. And not only. BancoSmart fact allows many additional features compared to a standard ATM, such as the possibility of more than 150 types of geo-referenced payments or installments payments made with credit cards Flexia.
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