Facebook: a new patent which will make known to the banks your financial situation – News Free

Menlo Park, California (USA), August 12, 2015 – Facebook has just filed in the US patent that is doing much to discuss. It is a new technology that would make your social life you can judge a financial and which permits it to collect all user data, from the personal information to those of a Financial .

 

 

Information that will be sold to pay to anyone who requests it, and especially banks, finance companies and banks that will be able to assess, on the basis of that data “bought “Facebook, if a user has the same commit or not from a financial standpoint.

Whether you use Facebook user information and then resell them, as do many other popular social networks, it is not a secret, but now this controversial method of gathering information “authorized” becomes even more focused.

In the patent filed is explained that when a person applies for a loan, who should grant it examines its credit rating from the social network connected to the individual with respect for the rules of procedure and using all authorized methods. Now, if the average rating of the credit that enjoyed the subject reaches a minimum score then the future creditor will proceed to process your loan application. Otherwise, the loan will not be granted.

All this will allow banks and all other lenders to decide whether or not to grant a credit starting from the analysis of your Facebook profile.

It has something of all this terrifying situation that should start to reflect on how you decide to use a social network. we have reached an alliance “disguised as good intentions” between Facebook and banks?

We are facing the beginning of a bold new era for discriminating against people?

In the United States, it is illegal to deny someone a loan on the basis of factors such as race or gender. But these laws were made before Facebook was able to peer into your profile and learn when, where and for how long did you meet your friends, relatives and acquaintances.

Although banks and lenders channels have much larger and more direct to check the reliability of a person seeking a loan, once you have shown interest in this information, you can bet that they will buy and use, so basing their line of credit granting ” also “on your Facebook profile.
What do you think?